Profit & Loss

CREDITACCESS GRAMEEN LTD.

NSE : CREDITACCBSE : 541770ISIN CODE : INE741K01010Industry : Finance - NBFCHouse : MNC
BSE923.10-2.8 (-0.3 %)
PREV CLOSE ( ) 925.90
OPEN PRICE ( ) 931.35
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 0.00 (0)
VOLUME 60468
TODAY'S LOW / HIGH ( )917.25 953.00
52 WK LOW / HIGH ( )750.05 1553
NSE923.25-2.15 (-0.23 %)
PREV CLOSE( ) 925.40
OPEN PRICE ( ) 932.30
BID PRICE (QTY) 0.00 (0)
OFFER PRICE (QTY) 923.25 (107)
VOLUME 1066851
TODAY'S LOW / HIGH( ) 916.60 953.50
52 WK LOW / HIGH ( )750.2 1551.95
Select year
( in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
INCOME :
  
  
  
  
  
Operating Income
51666.70
35451.20
27428.20
24610.00
17043.10
     Sale of Shares / Units
     Interest income
49001.10
33271.30
25673.40
22900.30
16333.90
     Portfolio management services
     Dividend income
     Brokerages & commissions
     Processing fees and other charges
924.20
195.10
132.10
87.60
50.00
     Other Operating Income
1741.40
1984.80
1622.70
1622.10
659.20
Operating Income (Net)
51666.70
35451.20
27428.20
24610.00
17043.10
EXPENDITURE :
Increase/Decrease in Stock
Employee Cost
6694.30
5152.40
4376.60
3799.90
2620.50
     Salaries, Wages & Bonus
5885.80
4542.80
3882.00
3412.40
2251.70
     Contributions to EPF & Pension Funds
617.20
453.30
402.60
343.40
293.60
     Workmen and Staff Welfare Expenses
24.20
49.80
37.50
24.50
50.10
     Other Employees Cost
167.10
106.50
54.50
19.60
25.10
Operating & Establishment Expenses
1039.70
822.60
623.40
459.20
295.00
     Depository Charges
     Security Transaction tax
     Software & Technical expenses
     Commission, Brokerage & Discounts
39.00
18.00
29.60
30.10
11.80
     Rent , Rates & Taxes
460.60
417.10
331.50
269.00
174.90
     Repairs and Maintenance
392.40
273.80
184.10
106.80
71.20
     Insurance
80.90
59.40
35.90
18.60
8.90
     Electricity & Power
66.80
54.30
42.30
34.70
28.20
     Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
1986.60
1656.50
1179.70
910.10
964.50
     Printing and stationery
105.90
61.50
62.00
63.00
64.00
     Professional and legal fees
314.40
272.60
172.00
169.80
244.60
     Advertisement & Sales Promotion
     Other General Expenses
1566.30
1322.40
945.70
677.30
655.90
Provisions and Contingencies
4719.00
4162.60
6167.20
7913.70
2533.80
     Provisions for contingencies
     Provisions against NPAs
     Bad debts /advances written off
     Provision for doubtful debts
     Losson disposal of fixed assets(net)
     Losson foreign exchange fluctuations
0.10
     Losson sale of non-trade current investments
     Other Miscellaneous Expenses
4719.00
4162.60
6167.20
7913.60
2533.80
Less: Expenses Capitalised
Total Expenditure
14439.60
11794.10
12346.90
13082.90
6413.80
Operating Profit (Excl OI)
37227.10
23657.10
15081.30
11527.10
10629.30
Other Income
59.80
56.70
73.10
50.80
11.70
     Other Interest Income
     Other Commission
     Discounts
     Profit on sale of Fixed Assets
     Income from investments
     Provision Written Back
     Others
59.80
56.70
73.10
50.80
11.70
Operating Profit
37286.90
23713.80
15154.40
11577.90
10641.00
Interest
17383.60
12161.20
9874.20
9333.20
5821.30
     Loans
15091.20
10541.70
7974.60
7736.10
4946.90
     Deposits
     Bonds / Debentures
2073.20
1469.10
1767.10
1423.90
685.10
     Other Interest
219.20
150.40
132.50
173.20
189.30
Depreciation
511.50
498.40
472.30
440.70
203.70
Profit Before Taxation & Exceptional Items
19391.80
11054.20
4807.90
1804.00
4616.00
Exceptional Income / Expenses
Profit Before Tax
19391.80
11054.20
4807.90
1804.00
4616.00
Provision for Tax
4932.50
2793.60
1277.20
490.00
1261.10
     Current Income Tax
5439.60
2386.40
1202.80
1064.40
1604.70
     Deferred Tax
-513.20
448.50
74.40
-574.40
-343.60
     Other taxes
6.10
-41.30
0.00
0.00
0.00
Profit After Tax
14459.30
8260.60
3530.70
1314.00
3354.90
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
26.20
-19.40
Share of Associate
Other Consolidated Items
Consolidated Net Profit
14459.30
8260.60
3530.70
1340.20
3335.50
Adjustments to PAT
Profit Balance B/F
18551.30
11947.30
9175.60
8185.30
5535.50
Appropriations
33010.60
20207.90
12706.30
9525.50
8871.00
     General Reserve
     Proposed Equity Dividend
     Corporate dividend tax
     Other Appropriation
33010.60
20207.90
12706.30
9525.50
8871.00
Equity Dividend %
100.00
Earnings Per Share
90.72
51.98
22.65
8.61
23.16
Adjusted EPS
90.72
51.98
22.65
8.61
23.16
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ATTENTION INVESTORS Depository IPO KYC Investor Guide

1.NSE exchange is Stopping the facility of Stop-Loss Market (SL-M) orders In option trade from 27th Sept 2021 to avoid freak trades and reduce its impact significantly. 2. Introduction of T+1 rolling settlement on optional basis. Stock Exchange may choose to offer T+1 settlement cycle. There shall be no netting between T+1 and T+2 settlements. Circular provisions come into force with effect from Jan: @SEBI_India 3. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020. 4. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge. 5. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. 6.Do not share sensitive information like User ID, Password, OTP, etc., with anyone. Regards, Nirmal Bang.
1.NSE exchange is Stopping the facility of Stop-Loss Market (SL-M) orders In option trade from 27th Sept 2021 to avoid freak trades and reduce its impact significantly. 2. Introduction of T+1 rolling settlement on optional basis. Stock Exchange may choose to offer T+1 settlement cycle. There shall be no netting between T+1 and T+2 settlements. Circular provisions come into force with effect from Jan: @SEBI_India 3. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020. 4. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge. 5. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. 6.Do not share sensitive information like User ID, Password, OTP, etc., with anyone. Regards, Nirmal Bang.

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Nirmal Bang Securities Pvt. Ltd. : Member NSE – ID 09391, SEBI Registration No. NSE CM Segment INZ000202536, Member NSE – ID 09391, SEBI Registration No. NSE FO Segment INZ000202536, Member NSE – ID 09391, SEBI Registration No. NSE CDS Segment INZ000202536, Member NSE Commodity – ID 09391, SEBI Registration No. NSE COMMODITY Segment Exchange Registered Broker, Member MSEI – ID 1067, SEBI Registration No. MSEI CM Segment INZ000202536, Member MSEI – ID 1067, SEBI Registration No. MSEI FO Segment INZ000202536, Member MSEI – ID 1067, SEBI Registration No. MSEI CDS Segment INZ000202536, Member MCX – ID 56460, SEBI Registration No. MCX COMMODITY Segment INZ000202536, Member NCDEX – ID 1268, SEBI Registration No. NCDEX COMMODITY Segment INZ000202536, Member ICEX – ID 2073, SEBI Registration No. ICEX COMMODITY Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE CM Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE FO Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE CDS Segment Exchange Registered Broker, Member BSE Commodity – ID 0498, SEBI Registration No. BSE COMMODITY Segment Exchange Registered Broker, SEBI Registration No. PMS INP000002981, SEBI Registration No. Research Analyst INP000002981, SEBI Registration No. DP Participants NSDL – CDSL IN-DP-CDSL 37-99,Member Comtrack Participant Id – ID 50274, Member NERL RP Id– ID R1447, Nirmal Bang Equities Private Limited Member BSE – ID 245, SEBI Registration No. BSE CM Segment INZ000186135, Member NSE – ID 13437, SEBI Registration No. BSE CM Segment INZ000186135, Member NSE – ID 13437, SEBI Registration No. NSE FO Segment INZ000186135, Member NSE Currency – ID 13437, SEBI Registration No. NSE CDS Segment INZ000186135, Member MSEI – ID 17780, SEBI Registration No. MSEI CM Segment INZ000186135, Member MSEI – ID 17780, SEBI Registration No. MSEI FO Segment INZ000186135, SEBI Registration No. Research Analyst Segment INH000001436, Nirmal Bang Commodities Private Limited Member MCX – ID 16590, SEBI Registration No. MCX COMMODITY Segment INZ000043630, Member NCDEX – ID 00362, SEBI Registration No. NCDEX COMMODITY Segment INZ000043630, Member ICEX – ID 1165, SEBI Registration No. ICEX COMMODITY Segment INZ000043630, Member NCDEX Spot Exchange – ID 10084,Comtrack Participant CPID -5040, Participant CDSL Commodity Repository Limited - 12013300
Nirmal Bang Securities Pvt. Ltd. : Member NSE – ID 09391, SEBI Registration No. NSE CM Segment INZ000202536, Member NSE – ID 09391, SEBI Registration No. NSE FO Segment INZ000202536, Member NSE – ID 09391, SEBI Registration No. NSE CDS Segment INZ000202536, Member NSE Commodity – ID 09391, SEBI Registration No. NSE COMMODITY Segment Exchange Registered Broker, Member MSEI – ID 1067, SEBI Registration No. MSEI CM Segment INZ000202536, Member MSEI – ID 1067, SEBI Registration No. MSEI FO Segment INZ000202536, Member MSEI – ID 1067, SEBI Registration No. MSEI CDS Segment INZ000202536, Member MCX – ID 56460, SEBI Registration No. MCX COMMODITY Segment INZ000202536, Member NCDEX – ID 1268, SEBI Registration No. NCDEX COMMODITY Segment INZ000202536, Member ICEX – ID 2073, SEBI Registration No. ICEX COMMODITY Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE CM Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE FO Segment INZ000202536, Member BSE – ID 0498, SEBI Registration No. BSE CDS Segment Exchange Registered Broker, Member BSE Commodity – ID 0498, SEBI Registration No. BSE COMMODITY Segment Exchange Registered Broker, SEBI Registration No. PMS INP000002981, SEBI Registration No. Research Analyst INP000002981, SEBI Registration No. DP Participants NSDL – CDSL IN-DP-CDSL 37-99,Member Comtrack Participant Id – ID 50274, Member NERL RP Id– ID R1447, Nirmal Bang Equities Private Limited Member BSE – ID 245, SEBI Registration No. BSE CM Segment INZ000186135, Member NSE – ID 13437, SEBI Registration No. BSE CM Segment INZ000186135, Member NSE – ID 13437, SEBI Registration No. NSE FO Segment INZ000186135, Member NSE Currency – ID 13437, SEBI Registration No. NSE CDS Segment INZ000186135, Member MSEI – ID 17780, SEBI Registration No. MSEI CM Segment INZ000186135, Member MSEI – ID 17780, SEBI Registration No. MSEI FO Segment INZ000186135, SEBI Registration No. Research Analyst Segment INH000001436, Nirmal Bang Commodities Private Limited Member MCX – ID 16590, SEBI Registration No. MCX COMMODITY Segment INZ000043630, Member NCDEX – ID 00362, SEBI Registration No. NCDEX COMMODITY Segment INZ000043630, Member ICEX – ID 1165, SEBI Registration No. ICEX COMMODITY Segment INZ000043630, Member NCDEX Spot Exchange – ID 10084,Comtrack Participant CPID -5040, Participant CDSL Commodity Repository Limited - 12013300
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For any grievances, please get in touch on 022-62739390 and write a mail to Contact@nirmalbang.com with Subject line as Grievances/Complain.     |    

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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.
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Disclaimer: NIRMAL BANG SECURITIES PVT LTD: Investment in Securities market are subject to market risks. Read all the related documents carefully before investing. Please read the Do’s and Don’ts prescribed by the Commodity Exchange before trading. We do not offer PMS Service for the Commodity segment. Opening of account will not guarantee allotment of shares in IPO. Investors are requested to do their own due diligence before investing in any IPO. The securities quoted are exemplary and are not recommendatory. BSE (Member ID- 498): INB011072759, INF011072759, Exchange Registered Member in CDS; NSE MEMEBR ID- 09391): INB230939139, INF230939139, INE230939139; MSEI Member ID-1067): INB260939138, INF260939138, INE260939139: Single Registration No. INZ000202536, PMS Registration No: INP000002981; Research Analyst Registration No: INH000001766; NSDL/ CDSL: IN-DP-CDSL 37-99; Exchange Member ID: MCX - 56460, NCDEX - 1268, ICEX – 2073. Regd. Office: B-2, 301/302, 3rd Floor, Marathon Innova, Off Ganpatrao Kadam Marg, Lower Parel (W), Mumbai - 400013. Tel: 62738000/01; Fax: 62738010 | *NIRMAL BANG NIVESHALAYA PVT LTD: ARN – 111233, Mutual Fund Distributor. Mutual Fund Investments are subject to market risks. Please read the offer documents carefully before Investing.” Regd. Office: B - 201, Khandelwal House, Poddar Road, Near Poddar Park, Malad (East). Mumbai – 400097. | **NIRMAL BANG INSURANCE BROKING PVT LTD: IRDAI Registration No: 795 and Registration Code For the Insurance Broker: IRDAI/DB889/2021. Insurance is the subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.